# Quick Quotes



import Image from 'next/image';

Overview [#overview]

Quick Quotes are designed to be a lightweight and performant way to provide pricing information to a prospective insured with minimal burden to the prospective insured or agent. They are similar to [quotes](/features/policy-quotation/quotes), except that:

* An [account](/features/accounts) is not required to validate a Quick Quote.
* Not all data on a full quote needs to appear on a Quick Quote. See the [Data Scopes](/configuration/data-extensions/overview#data-scopes) topic for details.
* Quick Quotes do not have an underwriting process.
* Quick Quotes cannot be used to issue policies; rather, they can be used to create *full* quotes as the basis for an issued policy.
* Quick Quotes do not have [documents](/features/documents/document-management).

Workflow [#workflow]

The flow for quick quotes looks like this:

<Image src="/images/policy_quotation/quick_quotes_flow.png" alt="quick quotes flow" width={600} height={222} unoptimized />

<Callout>
  The quick quote will automatically be reset to `draft` state whenever its data is changed. As with [quotes](/features/policy-quotation/quotes), pricing data is deleted when the quick quote is reset.
</Callout>

Quotation [#quotation]

The quick quote can be used to create a full quote with the <ApiLink name="createQuoteFromQuickQuote" /> endpoint.

The quote will be created with applicable data from the quick quote, including all data that has data scope of both quote and quickQuote. The account does not need to be set, but if it is it must reference an existing, valid account.

If the `markAsQuoted` property in the create request is `true`, then the newly created quote will have its `quickQuoteLocator` set to reference the quick quote, and the quick quote will advance to the `quoted` state. In this case the quick quote will no longer be changeable or able to create additional quotes.

Discard [#discard]

Any quick quote may be discarded unless it has been marked as quoted, as described above.

See Also [#see-also]

* [Quotes](/features/policy-quotation/quotes)
* [Quick Quotes API](/api/quick-quotes)
